XRP Ledger wallet
Self-custodial XRP, in a browser tab, on the same seed as every other chain you hold.
Native XRP sends and receives, with destination-tag support for exchange deposits.
XRP Ledger at a glance
| Field | XRP Ledger |
|---|---|
| Ticker | XRP |
| Cryptographic family | XRPL (secp256k1) |
| Derivation path | m/44'/144'/0'/0/0 |
| Address format | base58, starting r |
| Fee token | XRP |
| Block explorer | xrpscan.com |
| Custody | Self-custodial — keys generated and encrypted on your device |
| Identity check | None |
The thing people get wrong on XRP Ledger
The XRP Ledger requires a base reserve to be held in every account, so a fraction of your balance is permanently locked while the account exists — and an account below the reserve cannot be activated at all.
Receiving XRP
- Open WRAITH and select XRP Ledger from the network list.
- Tap Receive for the QR code and the full address — base58, starting r.
- Check the first and last four characters against the source before sending a large amount. Address substitution by clipboard malware is real, and this is the check that catches it.
- Send a small test amount first when using a new address for the first time.
Everything else on the same seed
XRP Ledger is one of around 46 networks WRAITH holds from a single BIP39 phrase, across roughly 14 signature families — including native Monero and shielded Zcash, which almost no browser wallet ships. Browse the full directory →
Frequently asked questions
What derivation path does WRAITH use for XRP Ledger?
m/44'/144'/0'/0/0 — the standard path for XRP Ledger. That means an account created in WRAITH can be restored in any other standards-compliant wallet, and an existing XRP seed restores to the same addresses here.
What does a XRP Ledger address look like?
Base58, starting r. WRAITH shows a QR code and a copy button on the receive screen so you never retype one by hand.
Is WRAITH a custodial XRP Ledger wallet?
No. Your seed phrase is generated and encrypted on your device and never uploaded. WRAITH cannot move your XRP, and cannot recover it if you lose the seed.
Do I need a separate wallet for XRP Ledger?
No — that is the point. The same BIP39 seed that holds your XRP also holds Bitcoin, Ethereum, Solana, Monero, shielded Zcash and around forty other networks, behind one balance.
Open WRAITH
Every chain on this page sits behind one seed phrase and one balance.
Free · no account · no email · no KYC